This is not the holy grail of investing. That’s more of a holy grail of smarter speculation if there is such a thing. The holy grail of investing is know how to value businesses and invest in businesses that based on your valuation will yield adequate returns whatever your criteria is. If you can’t do that then be honest with yourself – don’t get in the investing game at all or speculate and accept the risks that a gambler does.
I beg to differ Mr Dalio. Modern investing is all about yoloing your life savings into an ultra low cap meme coin, losing everything and then blaming immigrants for their financial woes.
Nothing is truely uncorrelated they are all corrupted in one way to the perform of the overall economy. basciallty a small index fund he is talking about creating
국민들과 작은 중소기업들은 폐업률이 매월 최고를 갱신하는데 대기업엔 세금 혜택과 솜망치 처벌… 혜택을 주면 낙수효과는 커녕 구조조정으로 답하는 대기업. 이나라에서 국민은 ㄹㅇ 개돼지입니다. 국민세금으로 기업과 은행을 살리고 국민은 죽던지 말던지 구제도 안하는 국가. 이러니 떠나죠….
Ray Dalio describes the "Holy Grail of investing" as finding 10 to 15 high-quality, uncorrelated return streams. By selecting investments that perform well independently of one another, an investor can maintain a high average return without reducing overall returns. This diversification approach can significantly reduce risk—at around 15 uncorrelated investments, it can lower risk by 80% and improve the return-to-risk ratio by five times. Dalio emphasizes that this strategy is more effective than attempting to predict individual investment winners, as markets are highly competitive and subject to unexpected changes
The term “risk” here is problematic – the volatility is what goes down 80%. During a major 2008 style crash, all asset classes’ correlations become 1 and crash together.
I have been and still am being stalked hacked filmed drugged raped poisoned tortured wounded intentionally kept sick forced into poverty. I am being drugged raped tortured and trafficked. The chemical weapons they are using on me are destroying my brain and body. CIA FBI NSA DOJ are all in on it. Any advice for that?
27 comments
Bitcoin, cash, and a job.
This is not the holy grail of investing. That’s more of a holy grail of smarter speculation if there is such a thing. The holy grail of investing is know how to value businesses and invest in businesses that based on your valuation will yield adequate returns whatever your criteria is. If you can’t do that then be honest with yourself – don’t get in the investing game at all or speculate and accept the risks that a gambler does.
I wish they taught investing at school level, there is so much advantage to doing this! My biggest regret is that I started so late.
Great. There's ≈ 8K stocks in the US market alone. So which 10 – 15 "good and uncorrelated" stocks is he currently recommending?
All stocks are correlated to some degree
I would like to know what are those 15… Does someone know?
Yeah good luck finding those investments
Great advice but only applies to people with already a good net worth
I beg to differ Mr Dalio. Modern investing is all about yoloing your life savings into an ultra low cap meme coin, losing everything and then blaming immigrants for their financial woes.
i do the opposite, heavy in tesla and btc.
Like a politician an idea 😂but which ones to pick ,you're funny And Smart Ray
THANK YOU RAY! 🙂
Who has 15 good ideas ? Rarely no one. I have 1 good idea and that’s bitcoin.
So in other words, polish that crystal ball?
Nothing is truely uncorrelated they are all corrupted in one way to the perform of the overall economy. basciallty a small index fund he is talking about creating
Just buy VT
Asset allocation
Please make full detailed tutorial video about investing. I watched all your videos and read books. You are the best!
Wow. Great perspective. Thanks for this one
국민들과 작은 중소기업들은 폐업률이 매월 최고를 갱신하는데 대기업엔 세금 혜택과 솜망치 처벌…
혜택을 주면 낙수효과는 커녕 구조조정으로 답하는 대기업. 이나라에서 국민은 ㄹㅇ 개돼지입니다. 국민세금으로 기업과 은행을 살리고 국민은 죽던지 말던지 구제도 안하는 국가. 이러니 떠나죠….
Ray Dalio describes the "Holy Grail of investing" as finding 10 to 15 high-quality, uncorrelated return streams. By selecting investments that perform well independently of one another, an investor can maintain a high average return without reducing overall returns. This diversification approach can significantly reduce risk—at around 15 uncorrelated investments, it can lower risk by 80% and improve the return-to-risk ratio by five times. Dalio emphasizes that this strategy is more effective than attempting to predict individual investment winners, as markets are highly competitive and subject to unexpected changes
Do you mean to tell me…that if I want to make money in the stock market, I should buy stocks that go UP, instead of down???? What lunacy is this?
The term “risk” here is problematic – the volatility is what goes down 80%.
During a major 2008 style crash, all asset classes’ correlations become 1 and crash together.
I have been and still am being stalked hacked filmed drugged raped poisoned tortured wounded intentionally kept sick forced into poverty. I am being drugged raped tortured and trafficked. The chemical weapons they are using on me are destroying my brain and body. CIA FBI NSA DOJ are all in on it. Any advice for that?
10-15 different Lottery games?
Like what??
Or just buy the s&p500 like buffet says and be done with it. Never think about stocks ever again