Have none of these people heard of a calculator. Total pay minus bills/loan repayments minus emergency fund payment/investment contribution whatever is left take out in cash put it in your wallet. Whatever is in your wallet is spendable on miscellaneous shit everything else is untouchable. Do this until emergency fund hits desired amount then double down on loan repayments til dept free at that point increase the amount of investment to index fund, Rinse, Repeat = Retire wealthy. Drops ๐ค
Hi Caleb I'm looking at purchasing the budget class and wonder if there is a time frame for completion? (I have brain damage and deadlines are my arch nemesis)
My ex when I met him bragged about his 4wd with spinner rims, his low rider bicycle, his 3 storey townhouse, that & that. A week later his 4wd got repoed ๐ the townhouse he USED to live in with 3 housemates but currently lived with his folkes, he sold the bicycle etc etc. We got together, he quit his job before getting qualified in his trade, he wanted to go shopping every single week on social security and MY income. Thank god I found out he cheated on me and dumped that A hole.
21 minutes in and as a manager who hires people, her absolute lack of enthusiasm and disinterest in everything would turn me off, regardless of what her resume shows. It is completely unsurprising to me to hear she has applied to dozens of places and received no offers.
Why dont people buy used ALWAYS. Car loans are the worst. Also, instead of quitting why not work 2 jobs for awhile and keep looking for a full time job hiring at a higher pay rate
I always feel like Iโm doing bad financially then I just watch a few of these and I feel better. How the fuck do people think itโs ok to make 12/hr and work 15 hours. I average 48 hours a week and make 32.80/hr and still feel like Iโm just catching up
The Irony of allot of these adult children is that, if they just dump the feminism, put on an Apron and learn how to cook they can land one of these "RedPill" guys and legitimately not have to work. You can't girlboss and be lazy at the same time.
I don't think she knows that pigs get nose rings to keep them from rooting in their own shit. Not sexy at fucking all. Amazing she didn't know she'd still need to pay for the car….also amazing she doesn't know why her dirty ass hair itches.
I wish I could watch the post shows, but every episode reminds me to not subscribe to unnecessary things while paying off Student Loans ๐ Little glimpses suffice, but I would have loved to see Caleb dance! ๐
I sound like a broken record and I feel like I'm stuck on repeat. But, if you're a parent, don't be a selfish dumbass and raise your kids to be selfish Dumbasses. YOU learn how to budget you control your spending, put your kids first and then teach your kids how to do it to. Don't just pop them out and live like an a hole
her passion is definitely not working and paying her own way, such entitlement. A whole generation of losers and victims. I guess its my white ass's fault she is not rich
I'm not all the way through but I am getting the impression that Mom has bad or no credit n is using her daughters lack of credit history and beginner credit to help boost her own credit/financial situation. Sounds like Mom doesn't care about poor credit, repossession or trying to raise her financial status but having just enough money for what she wants/needs at that minute .
These videos are so funny to me. I had 3 jobs at the age of 13, weekly paper round, Saturday hairdressing junior and a glass collector on a Sunday… I left home at 15 and NEVER went back. I am nearly 50 now I also resat all my high-school qualifications as a single parent, then went to university 3 times and smashed it each time… Maybe these people are allergic to work of any description, I can't imagine having such an empty head, WTF ๐ณ
She looks old for a 21. As a travel nurse, there's a ton of contracts available out there that pay $2,000/week. I'm going to be blunt, "poor" travel nurses are stupid nurses. There's a correlation.
Caleb,Caleb,Caleb, didnโt you figure out that her financial mess will be fixed by her husband (when she snags one) because he will have to be 6โ with a six pack and most importantly 6 figures๐๐๐๐
50 comments
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Have none of these people heard of a calculator. Total pay minus bills/loan repayments minus emergency fund payment/investment contribution whatever is left take out in cash put it in your wallet. Whatever is in your wallet is spendable on miscellaneous shit everything else is untouchable. Do this until emergency fund hits desired amount then double down on loan repayments til dept free at that point increase the amount of investment to index fund, Rinse, Repeat = Retire wealthy. Drops ๐ค
Deport all non-whites
I donโt think she knows what lucrative means.
Hi Caleb I'm looking at purchasing the budget class and wonder if there is a time frame for completion? (I have brain damage and deadlines are my arch nemesis)
My ex when I met him bragged about his 4wd with spinner rims, his low rider bicycle, his 3 storey townhouse, that & that. A week later his 4wd got repoed ๐ the townhouse he USED to live in with 3 housemates but currently lived with his folkes, he sold the bicycle etc etc. We got together, he quit his job before getting qualified in his trade, he wanted to go shopping every single week on social security and MY income. Thank god I found out he cheated on me and dumped that A hole.
The mouth clicking is too much
Sheโs slow and lazy by choice
Crap! I think my credit score just got lower simply because I watched this video. Thanks a lot, Isabella!
I don't know what is worse, her attitude or the smaks every time she opens her mouth.
21 minutes in and as a manager who hires people, her absolute lack of enthusiasm and disinterest in everything would turn me off, regardless of what her resume shows. It is completely unsurprising to me to hear she has applied to dozens of places and received no offers.
She so fine, whatโs her @ ๐
You know what it is.. it's lazy people thinking they'll get their big break for their social media accounts being on this show…
Retired GM tech here. Vehicles are just money pits. I would never buy a new vehicle. I own 4 the 2001 is the new one….
Why dont people buy used ALWAYS. Car loans are the worst. Also, instead of quitting why not work 2 jobs for awhile and keep looking for a full time job hiring at a higher pay rate
Dance Teacher!! Dance Teacher!! Dance Teacher!!
True success, to me, is living debt free. Sound investing can really lead to money making money…
What episode is this
Why would any "adult" take or keep a job for $12 per hour?
There are $20+ per hour jobs everywhere.
I always feel like Iโm doing bad financially then I just watch a few of these and I feel better. How the fuck do people think itโs ok to make 12/hr and work 15 hours. I average 48 hours a week and make 32.80/hr and still feel like Iโm just catching up
So clearly our schools have failed and need to be completely revamped top to bottom.
She wants a great job but what value does she bring to an employer?
The Irony of allot of these adult children is that, if they just dump the feminism, put on an Apron and learn how to cook they can land one of these "RedPill" guys and legitimately not have to work. You can't girlboss and be lazy at the same time.
I don't like it when the teacher takes off their glasses………it's very uncanny valley-ey
As a manager of a small resteraunt, go in talk to the manager.
Be ride or die about it if you really want that shit.
Your there when they need you and gone when they dont sort of thing. Ideally, you're useful enough they try to overwork you.
Theres more to that entire dance, such as making them value working around you, but that comes with usefulness.
Also, fun fact: what's more than 12$ an hour at 15 weekly. 11$ by 17.
Priority is capping at 40, then aiming for higher for bare minimum employees if your chasing more money weekly.
High hourly pay aint shit without enough iteration.
Flip ten shares for a dollar increase each or you could flip 1000 shares for a penny up and its still just ten in profit if you ignore fees.
I don't think she knows that pigs get nose rings to keep them from rooting in their own shit. Not sexy at fucking all. Amazing she didn't know she'd still need to pay for the car….also amazing she doesn't know why her dirty ass hair itches.
Vote Democrat! Continue this.
I wish I could watch the post shows, but every episode reminds me to not subscribe to unnecessary things while paying off Student Loans ๐ Little glimpses suffice, but I would have loved to see Caleb dance! ๐
I sound like a broken record and I feel like I'm stuck on repeat. But, if you're a parent, don't be a selfish dumbass and raise your kids to be selfish Dumbasses. YOU learn how to budget you control your spending, put your kids first and then teach your kids how to do it to. Don't just pop them out and live like an a hole
As harsh as we want to be on her for not being ambitious this represents the majority of our you get generation.
As harsh as we want to be on her for not being ambitious this represents the majority of our generation.
At minimum she should be working 40 hours a week. Especially if sheโs not going to school.
You can make a boat load of money barbering and cosmetology
mom is a travel nurse and poor….that's because she is paying for herself and a spoiled overgrown CHILD
her passion is definitely not working and paying her own way, such entitlement. A whole generation of losers and victims. I guess its my white ass's fault she is not rich
I'm not all the way through but I am getting the impression that Mom has bad or no credit n is using her daughters lack of credit history and beginner credit to help boost her own credit/financial situation. Sounds like Mom doesn't care about poor credit, repossession or trying to raise her financial status but having just enough money for what she wants/needs at that minute .
I can't listen to the rest of this episode with all of her gross mouth noises
She's been told she's a victim by the media because of her skin color
tongue click nnnnyeaaaahhh
She definitely cute but your decision making is low. I would say try a retail jobs (target,Walmart, dollar store) or go to a staffing company.
Life skills management should be a required course in high school.
These videos are so funny to me. I had 3 jobs at the age of 13, weekly paper round, Saturday hairdressing junior and a glass collector on a Sunday… I left home at 15 and NEVER went back. I am nearly 50 now I also resat all my high-school qualifications as a single parent, then went to university 3 times and smashed it each time… Maybe these people are allergic to work of any description, I can't imagine having such an empty head, WTF ๐ณ
6:45
The car payment is insane.
People who owe on their car notes have to be lucky all the time… The repo man only has to get lucky once.
To many "parents" said I'm not gonna make my kids go thru what I did, and here you go.
Strong independent women will rule the world ๐๐๐
The lip smacking every time she started speaking made this so difficult to finish the video
She looks old for a 21. As a travel nurse, there's a ton of contracts available out there that pay $2,000/week.
I'm going to be blunt, "poor" travel nurses are stupid nurses. There's a correlation.
Caleb,Caleb,Caleb, didnโt you figure out that her financial mess will be fixed by her husband (when she snags one) because he will have to be 6โ with a six pack and most importantly 6 figures๐๐๐๐
Seems like a very spoiled girl