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I’ve Never Encountered This Before | Financial Audit
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I’ve Never Encountered This Before | Financial Audit

  • February 5, 2025
  • wpadmin
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31 comments
  1. @CalebHammer says:
    February 5, 2025 at 11:26 am

    Somehow, even after a long conversation in this episode, we uncovered EVEN MORE wild stuff about his past in today's Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

    Reply
  2. @Henry-if9pu says:
    February 5, 2025 at 11:26 am

    3:49 black sheep of the family excuse and all that is fine in your 20s. You are almost 70. It’s all mindset.

    Reply
  3. @wendyvankerkhove6532 says:
    February 5, 2025 at 11:26 am

    This guy needs to be in counseling. When he says “I don’t know” he probably doesn’t. Believe it or not, a lack of dopamine is notorious for causing this problem.

    Reply
  4. @dajuggernaut2099 says:
    February 5, 2025 at 11:26 am

    This guy is dumb… Just wow

    Reply
  5. @oldman_thompson says:
    February 5, 2025 at 11:26 am

    That daughter likely is the same as this guy. It is crazy how similar to my parents my sister and I are when it comes to handling money.

    Reply
  6. @goo_goose1 says:
    February 5, 2025 at 11:26 am

    Seeing people like this… Life HAD to have been easier in the past. Dude has no brain. And you will have positive worth via the house you paid $45 for. Realistically you should have lost that and the dirt cheap mortgage in the BK. Unreal and undeserved every penny of equity in the house and car should have gone to creditors. THIS is the problem with the market and country. A literal thief and parasite. Boomers like this will tell you to look for a 2nd job door to door on foot. Maybe he should try that? It's about all he can afford. I think the sympathy is totally unwarranted and he got a major pass relative to other guests.

    Reply
  7. @alexengel2452 says:
    February 5, 2025 at 11:26 am

    After watching probably 4 of these vids today it’s clear these people just don’t want to admit they are lazy and addicted to dopamine hits thru gaming and spending. I know, cause I’m in the same boat, I just pay my bills and don’t have kids. So I can.

    But I know once I get married it’s over. It’s why I’m 38 without kids with every woman 25-33 I’ve been with wanting my child. I’m selfish and don’t want “my time” (which is just video games and golf) to go bye bye.

    I’m actually 38 and have never opened up a CC. I only use cash. I took out an auto loan at 33, my credit was a base 600. I’d be an interesting guest for you and thought about sending my info. I make 32$ an hour as a chef, single, but still paycheck to paycheck. In Wisconsin.

    Reply
  8. @tonebalone3 says:
    February 5, 2025 at 11:26 am

    I had no idea how much debt I had until I created an Excel spreadsheet. I had $44,000 in consumer debt. Started hammering away at it, quit buying cars on credit, and finally am debt free. It took me a while, but I won't ever carry a balance on a credit card again, or borrow to purchase a vehicle.

    Reply
  9. @dash4800 says:
    February 5, 2025 at 11:26 am

    A lot of people seem to have lots of positive things to say about this guy being honest and trying to admit he has an addiction an all that, but his language to me just sounds like every other addict or just any person who continuously makes ruinous decisions. Its always "yeah, i know i got a problem, i have to fix it", "nobody to blame but myself", "I know i screwed up and need to stop", and other various forms of that stuff. People seem to think that means he is actually taking it seriously and wants to be accountable. But in my experience this is just standard fair for people to repeat out what they think other people want to hear despite having no intention of changing. People who want to change their behavior, in my experience, dont respond like this guy. When asked "why did you do this?" they don't go "i know i got to change", they actually stop and try to figure out an answer. This guy is doing all the "i got to change" stuff with zero of the reflection about what exactly he needs to change. Which makes me think he is entirely unserious about actually fixing his situation.

    Reply
  10. @Blestmama7 says:
    February 5, 2025 at 11:26 am

    Wow!!! Is there a word for that??? Dude.. bankruptcy then more new debt? No helping you at this point.. 😢

    Reply
  11. @homeinthewhiteoaks says:
    February 5, 2025 at 11:26 am

    This guy is a classic Liberal, overly educated idiot! With no sense of personal responsibility.

    Reply
  12. @femalehuman7074 says:
    February 5, 2025 at 11:26 am

    Performing arts venue=dude runs a swingers club😂

    Reply
  13. @togsikmale5625 says:
    February 5, 2025 at 11:26 am

    I have an older brother just like this guy. I had to buy his house and paid off his mortgage so he doesn’t get foreclosed (and of course he’s behind even on the minimal rent he pays that barely covers the maintenance).
    I know this behavior and it’s so annoying.

    Reply
  14. @erikmarcinkowskiphotography says:
    February 5, 2025 at 11:26 am

    Of all the episodes, I think this is one I'd like to see a followup for.

    Reply
  15. @mfanto1 says:
    February 5, 2025 at 11:26 am

    Could he not get a boarder or 2😅

    Reply
  16. @msbondfire007 says:
    February 5, 2025 at 11:26 am

    This is me…or could very easily be me. God help me. I am not doing credit cards

    Reply
  17. @clarencebridges says:
    February 5, 2025 at 11:26 am

    He should just move to another country and sell his house and retire there. Let all debt default. Move to the Philippines

    Reply
  18. @jonathanmosqueda5740 says:
    February 5, 2025 at 11:26 am

    This is scary

    Reply
  19. @EverydayGworl says:
    February 5, 2025 at 11:26 am

    I’ve always been terrified to get a credit card annnnd Caleb and his guest definitely are keeping me terrified 😂

    Reply
  20. @Elisabeth-x4h says:
    February 5, 2025 at 11:26 am

    I respect this guy's courage to face his own life and ask for help!

    Reply
  21. @quest4knowledge768 says:
    February 5, 2025 at 11:26 am

    "Are we all just supposed to drag around a lunch with us" what? I have 20 years before my spouse and i retire at full age and we already have 2 million to retire on and we both bring our lunches with us every day and we only eat out with our multiple young kids once every 2 to 3 months and still enjoy life we just dont have FOMO or YOLO because this is what happens. I geel for this guy and so many others out there like this but if you listen to the patterns they all have in common is selfishness (they deserve to live with all the fun and none of the hard choices) chronic bad choices over decades is why i refuse to feel guilty for peoples bad choices.

    Reply
  22. @Smearone1 says:
    February 5, 2025 at 11:26 am

    lol. After an hour he says there's nothing I can do, talk to a financial advisor. Both myself and the client could have saved ourselves an hour of our lives. lol

    Reply
  23. @Smearone1 says:
    February 5, 2025 at 11:26 am

    How do you declare bankruptcy and still get approved for more credit? That's a lunacy system

    Reply
  24. @shangreer9060 says:
    February 5, 2025 at 11:26 am

    OMG!!! This man has a masters. This is so sad.

    Reply
  25. @Matt-hw6so says:
    February 5, 2025 at 11:26 am

    How is someone with a recent bankruptcy getting approved for this much credit

    Reply
  26. @donjoe8518 says:
    February 5, 2025 at 11:26 am

    I feel very bad for him even though its his fault

    Reply
  27. @singingcapecod says:
    February 5, 2025 at 11:26 am

    This episode is super depressing

    Reply
  28. @stillesorrow says:
    February 5, 2025 at 11:26 am

    Ladies and Gentlemen, introducing the 62 year old Child…. or the Life Artist…

    Reply
  29. @MariahJohnson214 says:
    February 5, 2025 at 11:26 am

    Ladies and Gentlemen, introducing the 62 year old Child…. or the Life Artist…

    Reply
  30. @johnfedele1859 says:
    February 5, 2025 at 11:26 am

    How does he still have a mortgage? If he declared bankruptcy then shouldn't he have been obligated to sell the property they had??

    Reply
  31. @lanlan4889 says:
    February 5, 2025 at 11:26 am

    Addictive personalities – wow this is depressing

    Reply

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