how do u get yutnmind around the sp 500 and other indexs going up at the exct time money printig started in 2008 we have prited more mone ly in 15 yrs than is sane 40T debtnd keep printing to pay the interest econmics says something will give diastourouy
Future US stock returns are likely to be lower, particularly due to rising valuations and historical performance variations. Itโs a good idea to aim for something more conservative like 7-8%.
It's not argument against investing, but I'm not convinced that is wise to calculate on 10% average returns. Returns will be in much smaller amount, don't kidding yourself.
$500 a monthโฆyou are better off betting on yourself. If you were to take that money and educate yourself on current high demand skills like hvac, plumbing, or even learning how to use cameras edit videos and do online sales or social media. I guarantee you those $500 you put on yourself every month will have produced you way more than the s&p 500. The s&p 500 is good for people who already have alot money and they just need a place to put their money to rest and pays them better rates than a bank. In bank you will rent out your money to them for a 1-3% a year in the s&p 500 you are renting your money out for a an average of 10% per year. If you were to bet 30 years on yourself $500 a month you have a likelyhood of making 30% on your money per year. That means improving yourself and becoming more valuable or even starting busineesesโฆeven though some things and some businesses might fail. Itโs 30yrs of investing. If you try your hardest something has to work. And in 30yrs you will have made more than the s&p 500. This advice is for the average person. Now if you are person that has a few millions and you just donโt want to work. Put your money in the s&p.
Staying investing in the Vanguard s&p 500 with VFIAX & SPY while using my Roth IRA.Tho i'm still worried about assets allocation in my 6 figure portfolio. Any tips for improving portfolio performance?
Yeah, but 55 is when you need to start dialing back the risk on that 100 percent stock portfolio. As well, part of that gain is inflation: each dollar becoming less valuable.
31 comments
What if at 30 you put $10k in and let ut sit till 55?
Does it beat the rate of inflation is the question
I want to do what the 25 year old did only thing is Iโm 31 can I still achieve this and enjoy my funds without being to old to do so??
Im still mad I didn't know about this when I was 25
59.5 years old??
Thatโs it, the sooner the better. 30 years old sounds like the perfect sweet spot for that
What if I am 21 and I've just started to invest?
I invested 10 years ago now have 1.4 million and 1.1 equity and 2 house I'm 33
Hey thatโs me. Only Iโm investing $2500-5000 a month in voo
I don't want to make use of the money in my 70s when I'm about to be dead…if I even make it to that age…
Which s&p?
If only i had 500 to put in each month…
So this is exactly what Iโm doing. Started at 35 but Iโm investing 2k a month into the s&p 500. How will that look?
how do u get yutnmind around the sp 500 and other indexs going up at the exct time money printig started in 2008 we have prited more mone ly in 15 yrs than is sane 40T debtnd keep printing to pay the interest econmics says something will give diastourouy
But what about the war and dollar volatility
Future US stock returns are likely to be lower, particularly due to rising valuations and historical performance variations. Itโs a good idea to aim for something more conservative like 7-8%.
What if you donโt have 500 every month? Than what
It's not argument against investing, but I'm not convinced that is wise to calculate on 10% average returns. Returns will be in much smaller amount, don't kidding yourself.
What would happen in 10 years if I invested $1000 monthly being $59?
$500 a monthโฆyou are better off betting on yourself. If you were to take that money and educate yourself on current high demand skills like hvac, plumbing, or even learning how to use cameras edit videos and do online sales or social media. I guarantee you those $500 you put on yourself every month will have produced you way more than the s&p 500. The s&p 500 is good for people who already have alot money and they just need a place to put their money to rest and pays them better rates than a bank. In bank you will rent out your money to them for a 1-3% a year in the s&p 500 you are renting your money out for a an average of 10% per year. If you were to bet 30 years on yourself $500 a month you have a likelyhood of making 30% on your money per year. That means improving yourself and becoming more valuable or even starting busineesesโฆeven though some things and some businesses might fail. Itโs 30yrs of investing. If you try your hardest something has to work. And in 30yrs you will have made more than the s&p 500. This advice is for the average person. Now if you are person that has a few millions and you just donโt want to work. Put your money in the s&p.
Why do we have to wait until we're old to gain actual wealth and spend our entire lives sacrificing?
Staying investing in the Vanguard s&p 500 with VFIAX & SPY while using my Roth IRA.Tho i'm still worried about assets allocation in my 6 figure portfolio. Any tips for improving portfolio performance?
Yeah, but 55 is when you need to start dialing back the risk on that 100 percent stock portfolio. As well, part of that gain is inflation: each dollar becoming less valuable.
i started last month at age 19 so i should be able to do this. anyone got tips?
Trouble with that is the dollar is only has the buying power of 2 cents now do the maths ๐ฎ
the problem is not everyone has $500 to put away specially leaving out here in California
And live in your basement eating ramen for the 30 year period just to "maybe" see the million if you're still healthy enough to enjoy it at 60+
The numbers look pretty, but the practicality of this advice is hardly appealing for anyone who is not making a decent wage from their income already.
Exactly why they donโt teach this in class.
Adjust that 2.5 million your getting over 40 years for inflation and itโs only 765k spending power ๐
Imagine we could invest social security ourselves
Im so glad i listened to everyone about starting my retirement as soon as possible. Im 25 but started at 24. Ive already invested $7,400 in one year.