Dave Ramsey goes over 3 simple steps that will help the process of money saving and getting out of debt, quickly. Dave Ramsey …
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Dave Ramsey goes over 3 simple steps that will help the process of money saving and getting out of debt, quickly. Dave Ramsey …
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As real as it gets. Just one year of sacrificing and saving your money, will change your life and perspective forever. You just need to hit a certain number like 15 or 20k, then never ever go below that.
Thats a great place ta go when your boke
First 20 seconds video thought I was starting strong until bro hit me with the broke combo…
Respect 👑
Tackle the one that has the highest interest rate first
So when it comes to eating out, we talking 100% no eating out, or is a large fry here and there ok? I need to clarify these things 😂
I broke baby😮
Debt free, 3000 in savings, 21yrs old 745 credit score, im in a position where rents super cheap at the hotel i work at and i have no car so i can save 650 of my 1250 bi weekly pay check by time im ready to move on from the hotel ill have 13,500 emergency fund and at that point ill start puting half my money into investing because ill be making more money, im a couple years off from being able to retire early but hopefully ill retire rich at least
How long does step 2 take?
I have my starter emergency fund, I have one bill that is just 2,700 this will be paid off before the end of the year. I do have money saved for retirement. But my broiler broke in my house it really set me back because I didn't have insurance. 12,000 ugh.
This is based upon the assumption that people are broke because they are irresponsible with their money. I personally know many people who cannot make ends meet, even with multiple jobs because the cost of living is too high. They don’t buy fancy things, they don’t go on vacation, they don’t buy coffee or fast food out. So this narrative is quite simplistic for a complex issue. And isn’t the meets all solution. Reducing costs only works if someone has areas they can reduce. Velocity banking would be way more effective than either the snowball or avalanche method, though they all work to some degree. You just have to understand how money works and how to use the tools.
Loved how you broke that down — saving feels so much more doable when it’s step-by-step like this!”
Damn i needed that
Get a HELOC instead of emergency fund and use funds to pay high interest cards or bills!
step 1: get 1000 dollars
It was one random reply under a podcast clip. No context. Just the title: How the Elite Print Their Wealth by Dominic Richard Thompson. I looked it up, got curious. A few pages in, I knew I was reading something I wasn’t meant to have- but couldn’t stop. The way this book lays out how generational wealth is designed, not earned, made me sick… and then empowered. It changed everything.
99 % of all the people in the world Can't save $1000 US dollars cause they are using ALL thier Money Plus debt cards or borrowed money just for the basic human needs of a shelter and some food. . Dave acting like that's just a small amount of money that you can do quickly .LMFAO!!! . He is so condescending.
Thanks Dave, It works 💯
Love it
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i'm not in debt!!! but i also don't have a thousand bucks. so. here we go! wish me luck!
1000 baby step 😅
How
Then the biggest one's gonna become the problem. Did you forget about interest?
I work 3 jobs this is bullshit expense low inflation outta control
😂😂😂😂😂😂😂😂😂😂 hurtful and helpful. You not goin out your brooooke you work all the time your broooooke 😂😂