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🏡 Never put a downpayment on your house #realestate #money #downpayment #personalfinance #mortgage
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🏡 Never put a downpayment on your house #realestate #money #downpayment #personalfinance #mortgage

  • October 7, 2024
  • wpadmin
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38 comments
  1. @adrianarellano2989 says:
    October 7, 2024 at 2:02 am

    Hahaha😂 ,good luck. These kids have never lived through 08'.

    Reply
  2. @TWLogik says:
    October 7, 2024 at 2:02 am

    Imo it only makes sense to pay a large down payment if you plan on living in the home long-term.

    Reply
  3. @erictan1522 says:
    October 7, 2024 at 2:02 am

    Really upset ppl like the new groups of investor YTubers telling everyone to make minimum payment for essential purchase and stock will give 10% per year. Does anyone know how many stock investors lost $$$ a year? In current global economic stability to predict a 10% growth in stock is naive.

    Reply
  4. @NotGx7 says:
    October 7, 2024 at 2:02 am

    Lol 30 years 😂

    Reply
  5. @ChiquitaMia-ci2vg says:
    October 7, 2024 at 2:02 am

    You can pay your PMI upfront and it’s tax deductible, it’s not if you amortize it.

    Reply
  6. @MMJ501 says:
    October 7, 2024 at 2:02 am

    No I’m too lame for this. Put in the house and sleep well

    Reply
  7. @feelingsaregood says:
    October 7, 2024 at 2:02 am

    I still don’t get it? 😅

    Reply
  8. @reshantchandra2301 says:
    October 7, 2024 at 2:02 am

    such a bad advice

    Reply
  9. @Rays-yn5yg says:
    October 7, 2024 at 2:02 am

    No risk in stocks at all. None. Go dump your money in the market and it’ll make that percentage for those 30 years GURANTEED.

    Reply
  10. @charliewhite563 says:
    October 7, 2024 at 2:02 am

    Why not just put the whole $100,000 into the stock market ya melon

    Reply
  11. @asaprulers226 says:
    October 7, 2024 at 2:02 am

    I’m in pa, I’m 24 and make about 40 thousand a year and need to buy a home as my current living situation has fallen. Should I think about renting and saving or just go and buy a house? Everything in Pa is up, townhomes are 450k I just can’t afford that, so I’m looking at 260 because Pa house market expects me to be a millionaire already. I don’t know what to do

    Reply
  12. @CarlosCruz-wx9xd says:
    October 7, 2024 at 2:02 am

    Or 0

    Reply
  13. @Hannahbenowitz says:
    October 7, 2024 at 2:02 am

    I’ve been diligently working, saving and contributing towards financial freedom and paying off my high interest mortgage, but the economy so far since the pandemic has eaten away most of my portfolio, what I want to know is this: Do I keep contributing to my portfolio in these unstable markets or do I look into alternative sectors.

    Reply
  14. @Daddy000 says:
    October 7, 2024 at 2:02 am

    That’s if everything goes right 😭

    Reply
  15. @Stirofechos says:
    October 7, 2024 at 2:02 am

    He’s a fkin liar

    Reply
  16. @jchamilton4476 says:
    October 7, 2024 at 2:02 am

    If you pay the difference on your principle you will have a paid off house way sooner than 30years and will have paid way less in interest and can invest way more into retirement and you will have much less risk in the event you lose your job or cant make mortgage payments. To each their own

    Reply
  17. @stevenholmes4324 says:
    October 7, 2024 at 2:02 am

    Embarrassing

    Reply
  18. @salookie8000 says:
    October 7, 2024 at 2:02 am

    Incorrect math. 82000 becomes 212686 in 10 years assuming 10% stock growth per year. See notes below. Define initial amount, annual growth rate, and number of years
    initial_amount = 82000
    annual_growth_rate = 0.10 # 10% growth per year
    years = 10

    # Calculate the future value using compound interest formula: A = P * (1 + r)^t
    future_value = initial_amount * (1 + annual_growth_rate) ** years
    future_value

    Reply
  19. @AJ-ue5dx says:
    October 7, 2024 at 2:02 am

    This isn’t factoring in risk.

    Reply
  20. @antix527 says:
    October 7, 2024 at 2:02 am

    This isn’t factoring in risk.

    Reply
  21. @dsc-nr5zy says:
    October 7, 2024 at 2:02 am

    Nobody does this. They'll take the 83k and go to Home Depot.

    Reply
  22. @redboyjocko1977 says:
    October 7, 2024 at 2:02 am

    As a general rule…NEVER let your rent or mortgage payments exceed 25 % of your monthly income!

    Reply
  23. @SilverStacker56 says:
    October 7, 2024 at 2:02 am

    Dumb advice

    Reply
  24. @heidi7151 says:
    October 7, 2024 at 2:02 am

    2 year update: The bank took the house, your stocks are worthless, and now you're semi-living at the library where you trade $20 worth of poopcoin every day

    Reply
  25. @heidi7151 says:
    October 7, 2024 at 2:02 am

    "How to go broke in 3 years"

    Reply
  26. @2007NissanAltima says:
    October 7, 2024 at 2:02 am

    Lol this is dumb

    Reply
  27. @Ani4Abhi says:
    October 7, 2024 at 2:02 am

    Stupid

    Reply
  28. @awoodmann1746 says:
    October 7, 2024 at 2:02 am

    But you home will also make you a millionaire. In thirty years your $500k house will be worth two million dollars.

    Reply
  29. @oa_math says:
    October 7, 2024 at 2:02 am

    I'll just gamble the rest

    Reply
  30. @dazzlingsky8863 says:
    October 7, 2024 at 2:02 am

    I invest and even I find this extremely risky

    Reply
  31. @dumdumclipanimation says:
    October 7, 2024 at 2:02 am

    This guy is either broke ass pretending he knows money or broke ass.

    Reply
  32. @jackmacziz6140 says:
    October 7, 2024 at 2:02 am

    I wish I could get a mortgage for 3.5%

    Reply
  33. @atomiccandyboy5756 says:
    October 7, 2024 at 2:02 am

    This look more like "it could work" than a real advise, never EVER take this thing seriously and ask a real agent about this stuff

    Reply
  34. @toyarj37 says:
    October 7, 2024 at 2:02 am

    So I guess people don’t understand net worth. You r not a millionaire bc you still have the mortgage debt that you need to subtract out and pay off. That’s why it’s NET worth. You did make money but you are not a net millionaire

    Reply
  35. @lusu6804 says:
    October 7, 2024 at 2:02 am

    Hoping on compound interest is a broke person mindset. Unless you have a bunch of money to park somewhere and let it collect interest. You’re better off investing it

    Reply
  36. @jamesstevens2004 says:
    October 7, 2024 at 2:02 am

    Average is 10% I never heard that before

    Reply
  37. @alw507 says:
    October 7, 2024 at 2:02 am

    Not correct.. you pay 20% and invest amount you would have paid for mortgage insurance in stock market every month

    Reply
  38. @NivArb says:
    October 7, 2024 at 2:02 am

    10%? When did it change from 7%?

    And wouldn’t you have more money to invest if you rent?

    Reply

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